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Underwritten Whole Life. ...TBD.

Our underwritten whole life insurance plan provides up to $25,000 of coverage for your entire lifetime – without requiring you to take a medical exam in most cases. That’s good news, especially if you’re worried about paying high insurance premiums when you’re older.

  • Coverage amounts from $10,000 up to $25,000
  • Builds cash value that you may borrow against or use to pay premiums later in life
  • No medical exam required in most cases
  • Covered for your entire life

Start building cash value in the fifth year.

With our underwritten whole life coverage, your premium is based on your age when coverage starts and will not increase as you grow older. Better still, your premiums accumulate a cash value over time that you can borrow against or use to pay premiums later in life.

Shield your family from financial hardship.

Dealing with the loss of a loved one is difficult for every family. But you can help relieve the financial burden on your family with an underwritten whole life policy. It can cover funeral expenses and/or pay off credit card or medical debt. With funeral costs alone averaging $6,500*, having adequate insurance to help cover the costs has never been more valuable for you and your family.

Policy Form: D546 series. Not available in all states.


*Source: NFDA Fact Sheet, 2008.

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FAQs

Do I have to pass a medical exam to qualify for coverage?
A medical exam is not required in most cases. If a medical exam is required it will be at your convenience and at our expense. Learn More >>

Will my premiums increase as I get older?
No, the rate you pay is based on your age when coverage begins. Once you’re insured, your rate will never increase because of age. Learn More >>

When do my premiums start to accumulate a cash value?
Your premiums start to accumulate a cash value in the fifth year. Learn More >>

More questions? Contact us now

Need Assistance? Call us at 1-800-527-9027 or email us now