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Modified Whole Life. An easy solution for dealing with a difficult subject.

Our modified whole life insurance plan can help pay funeral costs or other final expensesCosts that must be settled prior to distribution of the deceased person's estate. Final expenses may include funeral costs, taxes, legal fees or existing debts. such as medical bills, credit card bills or outstanding loans. The cash benefit this plan pays helps to ensure your loved ones aren’t left with a financial burden. You’ll also build up cash value over time that you can borrow against.

  • Up to $10,000 in coverage at affordable rates
  • Builds cash value which you may borrow against or use to pay premiums later in life
  • Guaranteed acceptance regardless of medical history
  • Covered for your entire life
  • Limited benefits first 2 years

Even a simple funeral can cost your family dearly. Our modified whole life insurance plan can help cover the costs and avoid placing the financial burden on your family at a difficult time.

Policy Form: SLGBL1400GC and SLGBL1400IP series. Not available in all states.

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FAQs

What is whole life insurance?
Whole life insurance is designed to provide protection for your entire lifetime, plus it builds cash value over time. You can access your cash value at any time. When the policy ends, the beneficiaries receive the insurance benefit. Learn More >>

What are the coverage amounts for Modified Whole Life?
You can choose the level of coverage that fits your needs from $5,000 up to $10,000. When selecting the amount, we recommend you consider funeral costs, medical bills, personal debts, final taxes and legal fees your family may be left with. Learn More >>

Will my premiums go up every five years?
No, the rate you pay is based on your age when coverage begins. Once you’re insured, your rate will never increase because of age. Rates can only be changed by class for everyone insured(except for MS, TX, UT). Learn More >>

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Need Assistance? Call us at 1-800-527-9027 or email us now